If your name was on the security agreement when the loan was signed, then you may be liable too. The repo company probably got your address from the registration. California did not have a recourse law a few years back, but that may have changed. You might call another credit union, and just ask about “Recourse” after a reposession. That should give you a better idea where you stand on this.

yes, this happens all the time

Are you a party to the lawsuit? You should ask your ex for the docket number and go to the court house and look at the case file yourself. Were you a co-signer on the contract?

no clue

Whose name was the car registered to?? If it was your husband, then he would have gotten the notice, if it was your name, you should have been notified by the lawyer acquired by the finance company.

sure unless the limitation laws have run out